About The Firm

The Intersection of Forensic Accounting and Insurance Policy

Drake Loss Consulting was founded to address a critical gap in the property insurance claims process: the disconnect between complex financial data and the strict application of insurance policy language.

In catastrophic commercial losses, the measurement of Business Interruption and massive inventory damages cannot be resolved through estimation or negotiation alone. They require methodical, empirical analysis.

Operating exclusively in the complex claims space, our firm serves as specialized consultants, named Appraisers, and Umpires.

Brian Drake, CPA

Principal & Founder

Brian Drake brings a highly specialized dual-perspective to the valuation of property insurance claims. As a licensed Certified Public Accountant (CPA) and a licensed Public Adjuster in New York State, Brian operates at the intersection of forensic accounting and claims advocacy.

This dual credentialing provides a distinct structural advantage in dispute resolution. Understanding the accounting principles utilized by carrier forensic firms allows for the rapid identification of modeling errors and aggressive deductions. Simultaneously, his licensing as a Public Adjuster ensures that all financial models are firmly grounded in, and protected by, the specific provisions of the insured’s policy.

Before founding Drake Loss Consulting, Brian developed extensive experience in high-level data manipulation, financial modeling, and corporate accounting. Today, he leverages this background to build proprietary, formula-backed relational databases that reconcile thousands of inventory line items and project complex "But-For" economic scenarios.

His practice is dedicated strictly to bringing clarity, accuracy, and objective fact to the most contentious aspects of property loss.

Our Methodological Standards

We believe that complex financial disputes are resolved by winning the math. To ensure our valuations are unassailable, Drake Loss Consulting adheres to strict operational standards:

  • We do not rely on industry averages or summary estimates. Every Business Interruption calculation is built from the ground up, utilizing historical data to construct accurate, verifiable projections.

  • To ensure absolute accuracy in our Time Element models, we utilize the dual Top-Down and Bottom-Up reconciliation approach, ensuring every variance in revenue and expense is mathematically proven.

  • In Total Loss Contents appraisals, we remove human error by ingesting unstructured inventories and photographic evidence into relational databases, allowing for systematic audits of pricing and depreciation across thousands of line items.